I had been struggling to make ends meet for a while after college. At 26, I was working three part-time jobs to afford my meager apartment, keep gas in the car, and get some food in my belly each night. Add having to dodge an array of calls from debtors almost hourly, I felt isolated and became convinced I was drowning, that I would never find stability or happiness again. Then, I began to dig myself deeper – literally – and found all of the emotional and financial support I needed. With no end to my financial ruin in sight,…